Meaning of Pension- Pension is a recurring monthly payment on retirement to a Government Servant.
Elements of Pension
The three main elements, which go into computation of pension are :-
(a) The length of qualifying service of a Government Servant.
(b) Reckonable emoluments for pension and
(c) The scale and formula of pension applicable on the date of retirement.
The amount of pension is based on the length of ‘qualifying service’ of a retiring Government Servant. Out of the total service of a Government Servant, the following periods do not qualify for pension-
(i) Boy Service (Service rendered before attaining the age of 18 years.)
(ii) Extraordinary leave without medical certificate.
(iii) Overstay, Periods of suspension and other interruptions declared as non-qualifying.
(iv) Service as apprentice.
Commencement of qualifying service :-
Qualifying service commences from the date of initial appointment on a post and time scale in State Government department, followed without interruption in the same or any other service or post under the Government. It should be paid from the consolidated fund of the State. The period of deputation to any other organization under the orders/approval of the State Government is treated as qualifying for pension. The amount of pension contribution @ 12% of the maximum of the scale of the post, is however payable by the Borrowing organization through Directorate of Pension and Pensioners’ Welfare to the Government of Rajasthan.
Calculation of fraction of qualifying service: –
Qualifying service is expressed in terms of half yearly periods. Fraction should be reckoned as follows :-
|Less than three months||NIL|
|Three months and above But less than 9 months||One half|
|9 Months and above but less than 12 Months||Two half|
For example if a Government Servant has rendered 31 Years, 10 months and 27 days service, the qualifying service will be reckoned as 32 years i.e.64 half yearly periods.
If a Government Servant renders qualifying service for more then 33 years, it will be limited to 33 years i.e. 66 half yearly periods, for purposes of calculation of gratuity and 28 years i.e.56 half yearly for calculation of pension (refer Order No. F.12 (3) FD/Rules/2008/II Dated 06.04.2013).
Reckonable emoluments for pension
Emoluments for the purpose of pension include basic pay, personal pay dearness pay etc. as defined in Rule 7 (24) of RSR, and 10 months average of Special Pay / N.P.A./N.C.A. and rural allowance drawn
Classification of Pension
Pension may be categorized into four broad classes viz. Superannuation pension, Retiring Pension, Invalid Pension and Compensation Pension. Apart from these four classes of pension, Compulsory retirement ,voluntary retirement etc.
It is granted when a Government Servant retires from service on attaining the age of superannuation under Rule 56(A) of R.S.R. and Rule 30 of R.C.S. (Pension) Rules, 1996 . The superannuation age is 60 years.
It is granted when a Government Servant seeks voluntary retirement from service as per Rule 50(1) of R.C.S.(Pension) Rules, 1996 or is compulsorily retired from service before attaining the age of superannuation in terms of Rule 52,53 of R.C.S.(Pension) Rules, 1996.
It is granted on being declared permanently incapacitates for the public service due to bodily or mental infirmity by the Competent Medical Authority in terms of Rule 35 of R.C.S.(Pension) Rules, 1996.
It is granted on discharge from service owing to the abolition of permanent post in terms of Rule 38 of R.C.S. (Pension) Rules, 1996.
Compulsory Retirement Pension :-
It is granted under Rule 42 of R.C.S.(Pension) Rules, 1996 Government Servant is retired compulsorily as a measure of penalty. It is granted at a rate not less then two third but not more than full invalid pension under Rule 38 of R.C.S. (Pension)Rules. 1996. The benefit of minimum pension is however not admissible to this class of pensioners.
If a Government Servant is dismissed or removed from service, he/she is not entitled to any pensionary benefits. In such cases, the authority who had dismissed or removed the Government Servant may sanction a compassionate allowance not exceeding 2/3 rd of pension which would have been admissible to him/her, had he/she retired on medical certificate. The benefits of minimum pension is admissible to such pensioners.
Calculation of Pension
Full Pension-It is admissible to an employee who retires after completing 28 years from 1.7.2013, years of qualifying service. The amount of pension is determined at 50% of emoluments, subject to a minimum of Rs. 1913/- w.e.f. 1.7.2004.
Proportionate Pension-If the length of qualifying service is less than 28 years from 1.7.2013 years, but is 10 years or more, the amount of pension admissible would be proportionate to qualifying service of 28 years. F r o m 1 . 7 . 2 0 1 3 . For example if a Government Servant drawing Rs.8000/- p.m as. emoluments retires after completing 25 years(50 half yearly) of qualifying service, his pension would be calculated as under:-
(8000X50)/(2 X 56) = 3571.42 or say Rs. 3572/-
The method of determination of pension for various classes of pension i.e. (1) Superannuation (2) Invalid, (3) Retiring (4) Compensation, is the same.
Note 1 :- Fraction of rupees is reckoned to Re.1.
Note 2:- The minimum pension payable is Rs.3450/- w.e.f. 1.7.2013 except otherwise provided in the rules.
To whom payable:-Family pension is payable to the widow/widower of the deceased government servant till death or remarriage, which ever is earlier. In absence thereof to eligible eldest son of the deceased Government Servant till he/she attains the age of 25 years or employed or married whichever is earlier or Family Pension is payable to un-married/divorced/widow daughter till death or till she marriage/re- marriage or have an income more than Rs/ 6000/- pm per month whichever is earlier.
Amount of Family Pension payable:
(1) In case of death while in service.
(a) Ordinary Rate-30% of Emoluments.
(b) Enhanced Rate-If continuous service for seven years or more 50% of Emoluments or double of the family pension which ever is less.
Payable for seven years after death or up to age of 65 years of employee whichever is earlier.
(2) In case of death after retirement.
(a) Ordinary Rate 30% of Emoluments.
(b) Enhanced Rate-Pension or double of the family pension, whichever is less.
Payable for seven years from date of retirement or up to the age of 65 years of the employee, whichever is earlier.
(1) Family pension is payable to widow/widower till his/her remarriage.
(2) Family pension is payable to eldest son till he attains the age of 25 years or marriage or earns 6000/- per month or above.
(3) Family pension is payable to minor sons/daughter through surviving parents in other cases through legal guardian only.
(4) In Case of Ex- military person a option may be taken from him whether he is willing to take family pension from State Govt. or not ? Thereafter the family pension will be sanction to him only from one source.
(5) Family Pension is payable to un-married/divorce/widow daughter till death or till she marriag/re-marraig or have an income more.
(6) Family Pension is payable to son or daughter of any age suffering from any disorder or disability of mind or is physically crippled or blind or deaf and dumb so as to render him or her unable to earn & living until he /she marriages/re-marriages or earn more than Rs. 6000/- per month.